claims against insurance companies
 

There are things you could do that would either help or hurt your claim. How do you know what help and what might hurt?

Claims Against Insurance Companies – You may have a claim against your insurance company. Perhaps it is on an automobile policy or a homeowner’s policy. Maybe a business policy. You think your insurance company will be on your side, but the adjuster is challenging your claim. What are your obligations to the insurance company? What is the adjuster entitled to have?

How do you navigate the policy, all of which seems like technical fine print? There are things you can do that could either help or hurt your claim. How do you know what might help and what might hurt?

If your claim is for an injury, your insurance company may want you to be examined by one of their doctors. Their doctors are likely to take sides with the insurance companies who hire them. (There is really no other reason the insurance company would want the exam.) Do you have to go along with it? How do you behave at the exam? What do you say, or not say, to the doctor?

If your insurance company is not willing to deal with you fairly, you can file a lawsuit for your claim. In many cases, the insurance company can be required to pay your attorney fees if you win. We can tell you whether your claim qualifies for recovery of your attorney fees, and we can represent you on the contingency that there will be no attorney fee if you don’t win.

Our job is to protect and take care of you. No matter how nice an adjuster is, and many of them are, their primary job is to look after their employer. Our job is to make sure you are taken care of and that no one is taking advantage of you.

  • I am highly Recommend Roy Fernandes and his assistant Cary, his team. Roy helped my son after a dog bite, he is very professional in the area, patient, very good and prompt communication! Roy take care of the case very well, we have nothing to worry about. It’s our pleasure to work with this relia... Read More
  • When I had a car accident two years ago I was at a loss. My own insurance company wasn't helping me and it seemed like I was going to be found at fault despite what my police report said. I also suffered some fractured ribs and other injuries. Jim and Savannah are an amazing team. Jim is very cari... Read More
  • Spoke with Jim about my auto claim and the negotiation process. He was professional yet very down to earth, realistic and always available for any questions I had. My experience was nothing but positive and I would 100% recommend talking with Jim if you find yourself in need of a lawyer.
  • This Heiling Dwyer Fernandes and Associates is a breath of fresh air in regards to lawyers. They have represented me numerous times for personal injury cases and have always communicated super respectfully, patiently explained process and expectations and fought fiercely and advocated on my behalf. ... Read More
  • Roy Fernandes and his assistant Cary are a superb team. They competently handled my MVA case. When the insurance company had me go to an IME, my acupuncturist suggested I contact Roy. The unfortunate game that insurance companies play to get out of paying for medical attention is disheartening. ... Read More

We’ll help you determine whether you have a case and if you need an attorney. It doesn’t make sense to hire a lawyer if you don’t need one.

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